• _cryptagion@lemmy.dbzer0.com
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    5 hours ago

    I don’t see that as a real problem. Because as it is now, credit cards are something poor people should avoid at all costs.

    • GHiLA@sh.itjust.works
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      5 hours ago

      No, it’s a thing idiots should avoid at all costs.

      A card with a 2% reward across the board(Fidelity for instance) can be used as a proxy for your debit card week to week.

      It builds my credit, gives me a group of attack dogs to sic on anyone who rips me off, and gives me a cushion if I ever need it. If you never exceed your expenses and never reach beyond your means, it’s no different in consequence than paying with anything else, with a little added bonus credit and reward.

      It’s people and their lack of self control that ruin credit cards.