Oooh this is a good one!

If you are unsure in a crash, call your insurer and ask them for steps (sometimes it’s on the card). Don’t be pressured to skip those steps, if anyone disagrees tell them “I’m just doing what it says on the insurance”

Don’t ever admit fault, even if you think it is your fault (sometimes it’s not!!), let insurance and lawyers figure it out. It’s generally ok to talk to other party to make sure their health is OK. Take lots of photos of the scene.

Unsolicited advice - get a dashcam. I’ve heard stories change many times as they flow through the claims process and evidence helps stops things becoming unfair.

In idiom meta for this scenario, most Lemmy users are what would be considered ‘the choir’

Yes good points. He also covered how work has to be done in sequence so there is inevitably lots of waiting as dependencies are completed.

I had a similar experience but then I got a little uncomfortable because she started sending me weird cryptic messages

Stuff like “The operation failed with an error. [429] You have reached your OpenAI API limit. Please check your plan and billing details”

One quote that really stuck with me is from the YouTuber “Practical Engineering”

He was talking about how we often call road construction workers lazy for standing around, while one person is doing the work.

At one point he says something to the effect of “Next time you’re working, pay attention to the actual amount of time you spend actively doing things, you might be surprised to realize it’s not that much. It’s just natural to need time to break and think to do your job properly - the only difference between them and you is your work activity isn’t publicly visible”

Similarly I take the stance it’s none of my business what people do at work as long as it doesn’t interfere with me. Results are what matter, and even then that’s between them and their boss.

I’ve lost count of the times I’ve watched apparent slackers achieve great accomplishments (and not because they got someone else to do their work). Conversely those who complain about the amount of work they are putting in often turn out to be unproductive (sometimes covering up their laziness with that narrative, or just doing their job really inefficiently).

Another thing I noticed in school is when you’re in an exam, take a look around - you will notice nearly everyone is just sitting staring and doing nothing. You haven’t entered the twilight zone, they’re just thinking, you don’t notice when you do it because you’re too busy…thinking!!

It’s a DLC - $185 per session

The train infrastructure would be amazing

It would be good to know which car companies don’t give annoying/intrusive warnings for doing the disconnect.

Plus I’d be concerned about gotchas regarding warranty and liability - GM just issued a recall for brake fluid level software not working, I don’t want to be on the hook for causing an accident just because I didn’t update my software.

I’ve been studying RPG in preparation for the interview.

Hiring manager to HR: “Good Lord what cruelty have we inflicted upon this person?” 😨

JavaScript developers hate this one weird trick!

Fair question, honestly I think it’s ‘hacky’ and there are cleaner approaches. Regulating unrealized gains stands to cause a headache and costs for those navigating an already very complicated tax system.

To work the implementation would require everyone’s assets to be monitored and reported - extra work for tax software, brokers and taxpayers. Plus the development costs to comply with these regulations will be passed onto taxpayers and investors. Yes additional taxes would be recovered but are a drop in the bucket on the scale of the US economy.

To a lesser extent it also discourages regular folk from financial planning since it creates a public perception of “why should I own stock if it’s all going to be taxed anyway?” further concentrating influence on institutional and super wealthy investors.

While I’m still undecided on it, the solution others have proposed of regulating borrowing against collateral seems fairer as it puts the onus on the borrower to carry the admin overhead - regular investors remain unaffected.

Now my hot take - I think this is all a distraction from the real problem with the tax system Step up in Basis. If it wasn’t for step up in basis the gains would at least be taxed on the investor’s death anyway, but right now those who inherit stock get to permanently avoid the taxes on the gains that occurred during the original owner’s lifetime (up to a certain limit). I suspect the politicians responsible for passing such legislation would be too directly affected to address that one.

I chose the number because it is attainable to the median household with 2 years of saving 20% of their after tax income, but also substantial enough to feel the burden of risk associated with investing. Stocks are not guaranteed income, they are not money for nothing, and changing the playing field affects a lot of regular people just trying their best to build a reasonable amount of wealth, whether to buy a house or secure their financial stability.

I am not close to being a top 10% wealtholder, nor am I related to anyone who is, and I certainly was not expecting to have my investment question compared to complicity in mass racial segregation.

Serious question - who here is in favor of taxing unrealized gains and has more than $20k in personal investments? (Outside of retirement/401k or other tax advantaged accounts)

I don’t think it’s appropriate to post such divisive content in an election year

it was bested by a 37-foot-high fork in Oregon in 2022 – it remains, at 11,000 pounds, the world’s heaviest

puts on fake moustache “Hello I am new to the area and would like to procure one internet please.”

They love the increased sales

wow super problematic