In Europe nobody in their right mind would drive themselves to the hospital if they have an emergency. Sometimes it makes sense if someone else drives the injured person there, but most of the time we would just call an ambulance. Here in Germany you have to pay 10€ at most for one trip.
As far as I understand it, Atruvia is actually owned by the umbrella organisation of all cooperatively owned banks in Germany.
So if I have the choice I would rather give my money to a bank that I and everyone else who has a bank account partially owns than to some corporation.
I dont have the GLS or Volksbank App though.