Well I mean actuaries are like savants. Years ago in uni my calc III college prof was one. Amazingly sharp dude. Do I think insurance companies over-generalize their risk assessments? Yupp. Do insurance companies likely ignore their actuaries and set premiums to make outrageous profit? Probably.
Disclosure: I hate insurance companies. Also that professor was super weird
It’s funny that even though theft rates have plummeted since the mass software upgrade, premiums have stayed high. They have savant-level mathematicians (actuaries) evaluating risk and even with compelling data showing otherwise, they choose to keep labeling these cars high risk and continue to charge exorbitant premiums.
Thanks for your detailed response. Super weird!! Makes sense that I didn’t pick any of that up from his videos on factual events
Tik is a huge source of WWII misinformation? That’s funny. I’ve watched tons of his WWII videos, they are excellent. His day-by-day series on Stalingrad is fantastic. Can you elaborate as to why you believe that? He agrees with the point that oil was a major driver for the invasion of the east. So is that statement misinformation too?
100%. Germany’s ability to wage blitzkrieg was entirely dependent on oil, which it did not have and could not obtain sufficient amounts from Romania alone. The YouTube channel TikHistory does a great video explaining this:
https://m.youtube.com/watch?v=kVo5I0xNRhg&pp=ygUVVGlraGlzdG9yeSBHZXJtYW4gb2ls
Always call the closing attorney’s office before initiating the wire transfer on closing day. Back when I closed, I called their office and did a read-back on the wire information they had sent to make sure it was genuine. Once that money is wired there’s no take-backs